Zeal Credit Union

Checking Accounts

Conserve your two most valuable resources — time and money. With Zeal Credit Union checking accounts, you get more advantages and less cost. And because with your busy life, flexibility is key, you have access to your accounts 24/7.

Click here for a free online checking tutorial.

All personal checking accounts include the following benefits:

  • No Per-Check Fees
  • Unlimited Check Writing Ability
  • No Point-of-Sale Transaction Fees***
  • FREE VISA® Debit/ATM Card
  • FREE 24/7 Automated Telephone Banking
  • FREE Online Banking
  • FREE Online Bill Pay Service
  • FREE Online Check Imaging
  • FREE e-Statements
  • Online Check Reordering
  • Overdraft Privilege
  • Overdraft Protection Line-of-Credit

***International currency conversion fee applies to transactions originated by an out of country merchant.

Free Checking

Enjoy all the features of a basic checking account without all the cost. Simply open an account with at least $50 and get started.

Features:

  • No monthly service fee
  • No minimum daily balance requirements
  • Unlimited withdrawals at over 28,000 CO-OP Network ATMs

 

Basic Checking

  • No minimum deposit requirements to an open account
  • $199.00 combined daily balance requirements to avoid $3.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $199.00 combined balance in savings, checking, club and/or certificates.

 

Dividend Checking

Put your money to work for you. This interest-bearing account is ideal if you maintain higher account balances and desire competitive interest rates.

  • Minimum $1000.00 to open account
  • $1000.00 combined daily balance requirements to avoid $6.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $1000.00 combined balance in savings, checking, club and/or certificates.

 

Compare Checking Accounts

Which account works best for you? Review the chart below for a detailed comparison.

Checking Accounts Free Checking Basic Checking Dividend Checking
Minimum Opening Balance $50 $0 $1,000
Combined Daily Balance Requirement $0 $199 $1,000
Monthly Service Fee $0 $3* $6*
Per-Check Fees $0 $0 $0
Visa® Debit Card / ATM Card FREE FREE FREE
ATM Withdrawals Unlimited withdrawals
at CO-OP Network ATMs
5 FREE** 5 FREE**
Point of Sale Transactions (POS)*** FREE*** FREE*** FREE***
Online Banking FREE FREE FREE
Online Bill Pay FREE FREE FREE
e-Statements FREE FREE FREE
Online Check Imaging FREE FREE FREE

*Service fee waived if daily balance requirements are met in a single account or combination of accounts.
**Five free ATM withdrawals per month when minimum balance requirements are met. You may be charged a fee by other financial institutions for use of their ATMs.
***International currency conversion fee applies to transactions originated by an out of country merchant.

 

Check Reordering

Formally Liberty checks, Harland Clarke invites you to browse hundreds of checks and accessories to loans.zealcu.org the ones that reflect your unique style. You can order them directly by clicking here.

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